Cigna Medicare offers beneficiaries a variety of options for supplemental coverage. However, Cigna actually offers administrative services to other insurance companies, rather than providing the insurance coverage, in much the same way that AARP does.
Cigna Medicare can include the option to have medi-gap coverage. Those that receive traditional Medicare benefits are often responsible for many fees, including the premiums for Medicare Part A, deductibles and co-payments. Medi-gap supplemental insurance helps to defray some of those additional costs. In fact, the supplemental coverage may cover every co-payment which would normally be the responsibility of the Medicare beneficiary, including prescription co-payments.
There are also additional coverage options available through Cigna Medicare, including coverage for vision care. Traditional Medicare does not offer vision coverage and normally the financial burden of vision care would be the sole responsibility of the Medicare beneficiary. However, Cigna Medicare allows individuals to pay a monthly premium in order to have access to reduced cost vision care, including prescription eye glasses.
Cigna Medicare may also individuals to purchase supplemental dental insurance. Traditional Medicare does not offer dental coverage. Cigna Medicare may allow individuals to purchase basic or advanced dental coverage which could cover anything from preventive dental care, to dental treatments and surgeries.
Most Medicare beneficiaries find that traditional coverage is not sufficient for their medical needs and they opt to purchase addition coverage. For those that select that option, there are various plans available which may cover differing types of medical treatments.