Delaware Disability Benefits

Delaware Disability Benefits

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Delaware Disability Benefits
 
 
Frequently Asked Questions about Delaware Disability
 
 
What is short-term Delaware disability?
 
 
Short-term Delaware disability entails benefits for individuals who suffer from one of the following problems and therefore earn less than twenty percent of their pre-disability weekly earnings:
 
 
1. Accidental bodily injury;
 
2. Sickness;
 
3. Mental Illness;
 
4. Pregnancy;
 
5. Substance Abuse.
 
 
Short-term Delaware disability status remains active for a maximum of 182 days.
 
 
Who is eligible for Delaware disability?
 
 
An individual is only eligible for full Delaware disability benefits if they are State Pension Plan participants which means being a full-time or a permanent part-time employee of one of the following:
 
 
State of Delaware;
 
Delaware Department of Education;
 
A School District;
 
University of Delaware (not most faculty);
 
Delaware State University;
 
Delaware Technical & Community College;
 
Solid Waste Authority;
 
Office of Disciplinary Council;
 
Prothonotary’s Office;
 
Any State Agency Supported by Federal Funds.
 
 
What are short-term Delaware disability benefits?
 
 
There are two maximum limits for how much a person can earn from Delaware disability benefits in the short-term. Those limits are either 75% of Weekly Earnings or $2,000, so that the lesser of the two will be the maximum your Delaware disability will be good for. On the other hand, there are minimum weekly benefits which guarantee a person at least $25 per week or 10% of the benefit before deduction of other income benefits.
 
 
What is long-term Delaware disability?
 
 
The difference between long-term Delaware disability and short-term Delaware disability is not that long-term Delaware is permanent, since it unfortunately is not, but just that short-term Delaware disability is meant only to last until an individual can return to work, while long-term Delaware disability is meant to last a number of years or until a person can reasonably expect to retire.
 
 
What is the Elimination Period for long-term Delaware disability?
 
 
The Elimination Period is the that an individual must wait while disabled before they can receive long-term Delaware disability benefits. An individual can only receive these long-term Delaware disability benefits after waiting 182 consecutive calendar days for any one period of Disability and after their Employer-sponsored disability benefits no longer apply.
 
 
How long can long-term Delaware disability last?
 
 
Long-term Delaware disability will last a number of years, but it is not a permanent source of funds. An employee loses their eligibility for Delaware disability after a period of time which falls on a sliding scale depending on the age of the individual. The scale is as follows:
 
 
Prior to Age 60 when disabled, benefits last until 65;
 
60 when disabled, benefits last 60 months;
 
61 when disabled, benefits last 48 months;
 
62 when disabled, benefits last 42 months;
 
63 when disabled, benefits last 36 months;
 
64 when disabled, benefits last 30 months;
 
65 when disabled, benefits last 24 months;
 
66 when disabled, benefits last 21 months;
 
67 when disabled, benefits last 18 months;
 
68 when disabled, benefits last 15 months;
 
69 or older when disabled, benefits last 12 months.
 
 

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