Essential Guide to North Carolina Disability Benefits
NC disability benefits
In April of 2012, the average monthly North Carolina disability benefit under social security was $1,111.06 for disabled workers, $298.33 for spouses, and $330.89 for children. For more information on these updated statistics, visit the following website.
The majority of this article will cover NC disability benefits schemes, different type of disability in NC, and the general process to file for disability.
Common Types of Fraud involving North Carolina Disability
Within every state, there are generally three types of common fraud. These common types of fraud schemes are listed below:
1. Faking an injury or illness- This is the most common type of fraud. It is easy to fake an injury or illness, and even with the help of professional medical testimony, the fact that a worker might be faking an injury is often hard to detect.
2. Working while on disability- In North Carolina, many people are caught working while still receiving NC disability benefits. They may work under the table or even do the same job they were doing before, and although a person may work while receiving payments, they can’t work more than a specified amount of hours or outside of a specified job.
3. Collecting North Carolina disability after healed- this type of fraud is normally easily detectable, but many people will try to receive payments after they have been cleared.
Types of NC disability benefits
Generally, there two types of benefits offered to citizens in the state of NC. An employer may carry workers’ compensation insurance to cover an employee’s disability, but employees are still entitled to the following benefits under social security in most cases:
1. Social Security Disability Insurance- In order to receive this North Carolina disability benefit, you must sustain an injury that may inhibit you or greatly reduce the amount of hours you can work in a whole year. You will receive monthly payments that are contingent on your prior salary and work history. If your NC disability benefits are more than $25,000 a year, you will have to pay federal income taxes on these payments.
2. Supplemental Security Income- a person can also receive SSI benefits along with SSDI benefits. In order to receive these North Carolina disability benefits, the party must fall below federal poverty levels, and they will be able to receive help with food stamps, transportation, housecleaning, and other programs as well.
How do I Apply for NC disability benefits?
In order to file for North Carolina disability, you’ll have to locate the local social security office in your part of NC. You can find local office with the link provided.
After you are sure you qualify for adult disability, you can fill out the online Disability Benefit Application and online Disability Report. You’ll also have to fill out the Authorization to Disclose Information to the Social Security Administration form and take or mail the completed form to your local social security office.
All of the forms listed in this section can be found at the following link.