In the event that an individual suffers from a disability, he/she will be required to file a disability claim in order to receive disability benefits. If an individual is seeking disability benefits from the government, he/she must file a claim with the Department of Labor. Disability claims are also necessary if an individual wants to receive payments from a disability insurance policy that he/she purchased.
Each insurance agency maintains different specifications for filing a disability claim. Exact instructions can often be found on the company’s website, and an individual will likely be able to file a claim online. In the event that an individual is seeking disability benefits from the government, he/she must obtain the proper forms from the Department of Labor within his/her state. In most cases, an individual will be able to access these forms online.
Once an individual obtains the forms that are necessary to file a disability claim, he/she must fill out these forms completely and accurately. The forms will require an individual to provide an array of information about him/herself and his/her condition. Once he/she completes the portion of the form that is directed at the applicant, his/her physician must complete a designated section. Any hospitalization or treatment that occurred must be stated on these forms. The participating physician must make a specific diagnosis in order for the claim to be considered.
Subsequently, the applicant’s employer will be required to complete a portion of the form. Once all portions of the required forms are completely filled out, the documents can be sent to the Department of Labor. They will be reviewed and an individual’s eligibility will be determines. If he/she qualifies, he/she will begin receiving disability benefits.